Overview of transaction status flows for different payment tenders.
Transaction Status Flows
Authvia supports multiple payment tenders, each with specific transaction status flows based on the tender type and processing capabilities.
Transaction Status Flows
ACH Status Flow
| Status | Description | Next Possible Statuses |
|---|---|---|
| pending | Transaction submitted, awaiting processing | processing, failed |
| processing | Transaction being processed by ACH network | completed, failed, reversed |
| completed | Transaction successfully settled | refunded |
| failed | Transaction failed during processing | - |
| reversed | Transaction reversed before settlement | - |
| refunded | Funds returned to customer after settlement | - |
Credit Card Status Flow
| Status | Description | Next Possible Statuses |
|---|---|---|
| pending | Transaction submitted, awaiting authorization | authorizing, error, failed, declined |
| authorizing | AUTHORIZE action or step delayed, possibly for fraud check | authorized, error, failed, declined |
| authorized | Funds reserved, awaiting capture | captured, voiding, error, failed, declined |
| captured | Gateway accepted CAPTURE action or step | settling, refunding, error, failed, declined |
| settling | Transaction queued for settlement | settled, error, failed, declined |
| settled | Transaction successfully settled | funded, refunding, error, failed, declined |
| funded | Funds transferred to merchant account | refunding, error, failed, declined |
| voiding | Void action accepted by gateway, not yet voided | voided, error, failed, declined |
| voided | Transaction cancelled before settlement | - |
| refunding | Refund action accepted by gateway, not yet refunded | refunded, error, failed, declined |
| refunded | Funds returned to customer after settlement | - |
| error | Merchant misconfiguration or provider returned non-successful response | - |
| failed | Internal infrastructure or commnication failure. | - |
| declined | Gateway refused transaction due to invalid payment method or account state | - |
Note: Not all gateways supportsettling,settled, andfundedstatuses yet. Please consult the system-provider documentation for your provider.