Authvia allows merchants to accept and process payments from customers using a broader range of tender types, including credit cards, ACH, and other supported payment methods. This flexibility enhances the payment experience and improves conversion by catering to diverse customer preferences. Developers can simulate ACH (Automated Clearing House) transactions configuring Authvia’s mock product, allowing for complete testing of payment workflows without initiating actual bank transfers. This configuration mirrors ACH processing behavior, making it suitable for validating transaction flows, webhook payloads, and API request/response structures. Once you decide to go live, replace mock with a live payment provider.

Features

✅ Refund A ach payment processed with Mock can be / according to its status. ✅ Payment Authorization Payments can be authorized by customers using ACH. ✅ Payment Capture Payment authorizations made using ACH payment methods can be captured. This step happens automatically with CHARGE transactions.

Resources

Configuration

No configuration is required.

Enabling this Product

Using create-merchant-product API you can add a new product to your merchant record. Below is an example configuration for the payload of that request.

{
  "line": "payments",
  "product": "ach",
  "provider": "mock",
  "config": {},
  
}