US Bank ACH payment processing enables secure electronic funds transfer through the Automated Clearing House network. This integration supports direct debit and credit transactions for both consumer and business accounts.

Features

✅ oAuth Configuration A merchant can configure this product in the merchant portal using oAuth. ✅ Refund A ach payment processed with can be / according to its status. ✅ Payment Sale Payments are authorized and immediately captured using ACH payment methods.

Resources

Configuration

To set up your US Bank ACH gateway account, you'll need client credentials (Client ID and Secret) and SSL certificates for mutual TLS authentication. Contact US Bank's support team for assistance with obtaining credentials and certificates.

For additional support, visit: https://developer.usbank.com/contact

This table describes the required or possible attributes needed to configure a merchant product for this type.

Name	Type	Description	Rules
onBehalfOf		(required) Identifier for the entity making the request. Examples: abc2156-114F-4j4a-av5a-95214ccd1834.
companyName		(required) Name of the company initiating ACH transactions. Examples: CompanyABC.
companyID		(required) Unique identifier for the company in US Bank's system. Examples: ABC1234567890.

Enabling this Product

Using create-merchant-product API you can add a new product to your merchant record. Below is an example configuration for the payload of that request.

{
  "line": "payments",
  "product": "ach",
  "provider": "usbank",
  "config": {
    "onBehalfOf": "abc2156-114F-4j4a-av5a-95214ccd1834",
    "companyName": "CompanyABC",
    "companyID": "ABC1234567890"
},
  
}

Data Mapping

The following bullet points outline the mapping of data fields between the Authvia platform and the system, detailing the correspondence of specific attributes for seamless data integration.

Authvia transaction.references.external maps to clientRequestID
Authvia transaction.id maps to clientRequestID
Authvia transaction.description maps to commentsForRecipients